/* RESET */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

/* BODY */
body {
  font-family: 'Segoe UI', sans-serif;
  background: #f9fafb;
}

/* SECTION */
.policies {
  padding: 60px 40px;
  text-align: center;
}

.policies h1 {
  font-size: 32px;
  margin-bottom: 40px;
  color: #0A1F44;
}

/* CARDS CONTAINER */
.policy-cards {
  display: flex;
  justify-content: center;
  gap: 30px;
  flex-wrap: wrap;
}

/* CARD */
.policy-card {
  width: 300px;
  background: white;
  padding: 25px;
  border-radius: 12px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: left;
  transition: 0.3s;
}

.policy-card h2 {
  margin-bottom: 10px;
  color: #0A1F44;
}

.policy-card p {
  color: #555;
  line-height: 1.6;
  font-size: 14px;
}

/* HOVER EFFECT */
.policy-card:hover {
  transform: translateY(-8px);
}